British Columbia

Serving Vancouver British Columbia, Canada

Your Mortgage Professional Vivian Hatiras

Dear Customer, Prior to joining TD Canada Trust in 1995, as a Mobile Mortgage Specialist, I applied my knowledge as a real estate agent for 6 years. My extensive background has proven to be an asset in relating to the total home buyer experience. My role is to work exclusively with mortgage customers... from the first time home buyer to the seasoned homeowner looking to move, access home equity, transfer a mortgage, refinance an existing mortgage, and investment purchases. I am committed to making one of your largest financial decisions as comfortable as possible. As Manager of Residential Mortgages with TD Canada Trust servicing the Lower Mainland, I am able to offer my customers some of the most innovative home financing options available today. I can find the right mortgage to suit your individual needs. I will work closely with you to customize a home financing option that is just right for you, meets your long-term financial goals, and can save you money so you can pay off your mortgage sooner! No matter what type of mortgage financing you are looking for, it makes sense to speak to me first. I can meet you at your convenience, whenever and wherever you wish. It's up to you! I also welcome calls from the Greek speaking community. Sincerely Vivian Hatiras

Mortgages and Terms Will Be Explained.

Vivian will explain in detail mortgages, interest rate terms of 10,7,5,4,3,2,1 year closed and variable rate. Also explain High-Ratio Mortgage / Insured Mortgage Loan, Amortization Anniversary, Appraisal, Appraised Value, Assumption, Bankrupt, Blended Payment, Closed Mortgages, Closing Costs, CMHC Canada Mortgage and Housing Corporation , Closing Date, Collateral Mortgages, Commitment Letter / Mortgage Approval, Conventional Mortgages, Conveyancing, Debt Service Coverage Ratio (DSCR), Debt Service, Default Mortgage, Discharge of Mortgage, Down payment, First Mortgage, Gross Debt Service Ratio, Interest Adjustment Date (IAD), Mortgage Life Insurance, Mortgage Payment, Mortgagee, Mortgagor, Open Mortgage, P.I.T. Principal, Interest, and Taxes - payments, Portability of Mortgages, Pre-Approved Mortgage, Mortgage Prepayment Privileges, Property Purchase or Land Transfer Tax, Refinance, Mortgage Renewal Option, and Second Mortgage.

Advantages Of A Pre-Approved Mortgage

Before you fall in love with a home, you'll want to know that your financing has already been arranged. Many real estate agents may encourage you to get a pre-approval before they begin working with you. The fact that you already have your mortgage financing arrangements in place indicates to prospective vendors that you are a serious buyer. It gives you the security of negotiating a house price that falls comfortably within your budget.

Pre-Approved Mortgage Here

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